How do I know care is needed?
Is it too late for a Lasting Power of Attorney?
Before you read the rest of this, you might care to review this: Asset Protection Secrets. It may be too late, but perhaps – like Lasting Powers of Attorney – the knowledge you gain may be a stitch in time for other friends or relatives – or you.
Without them in place, you may not be able to do anything to help your friend or relative.
Time to act on help with personal care?
How on earth do you know when an older person needs help to carry on living independently?
When they insist they are coping, but standards of personal care and housekeeping tell you all is not well, it’s hard to know what to do for the best.
How do I know care is needed?
These guys have over 20 years’ experience in these situations and know how to interpret those telling signs. What’s more important, they know how to make sure the person you care about can keep their fiercely guarded independence, while staying safe and happy at home.
But what should you do, and when should you do it?
It’s never too early to look at the options. Just click the link and look at their brief questionnaire, which may help you decide if there is a problem and what action you should consider taking (if any) to help the person you care about maintain their dignity and independence.
It’s never too early for a Lasting Power of Attorney – don’t leave it too late. Care could be needed sooner than you think – accidents and strokes can happen at any time to anyone. If you are over 18, you need Lasting Powers of Attorney.
The alternative, having to apply to the Court of Protection for a Deputyship is slow, time consuming and expensive. It may ultimately be be highly unsatisfactory if the Court decides you are not the right person – and appoints a solicitor to manage your husband / wife / partner / mother or fathers affairs.
How do I know Care is needed?
Because we live longer there is a greater risk that we will need some form of long term care in our later years. Traditionally UK long term care was provided by the family and community. However modern day living now means that families are more widely spread and that their children have full time jobs. This makes the provision of long term care for an elderly relative much more difficult. If long term care cannot be managed within the family consideration as to how to provide care. Long Term Care can be provided in a number of settings which include:-
Domiciliary Care – care provided within your own home. It may just be for a couple of hours each day to perhaps to help you get up in the morning and prepare meals the again to put you to bed at night. This type of care can easily be adjusted to cater to increased care needs when required, perhaps extra help at home following a stay in hospital to assist with your convalescence. Whilst this type of care may be the preferred option for most as it allows them to stay in their own home in reality the more dependent a person becomes the more prohibitive the costs would be.
Residential Care – once long term care is required round the clock it is more cost effective for the care to be provided in a residential care home. The cost of this care will also include the cost of accommodation.
There are two categories of residential home, those with nursing care and those without. Someone who has high dependency due to their medical conditions would need to be cared for within a nursing home. The average cost of care in a residential home is £25,000 per annum (2012) compared to £35,000+ for long term care in a nursing environment.
The first stage in providing long term care is to arrange for a care assessment to be carried out by the social care department of your local authority. This assessment will result in a care plan clearly showing the level of care that is required. This may be as simple as just making alterations to the home for example installing a stair lift or adapting a bathroom to make access more manageable though to more complex solutions involving residential care or residential care with nursing.